–A Health Savings Account (HSA) is a new tax reduction benefit plan that combines with a High Deductable Health Plan with a Health Saving Account (HSA). The law allowing HSAs was passed in December 2003 and became available on January 1, 2004.
An HSA account is similar to an IRA, that:
•Allows you to set aside up to $5,450 per year, TAX FREE. (Your maximum HSA is 100% of your medical plan deductible.)
•Your contribution grows while in the account.
•You can use money for out-of-pocket medical expenses.
•You own the account at all times. It is part of your estate when you die. No more use or lose it!
•What you don’t use becomes yours for future retirement or any other purpose.
HSABank: is a preferred provider of Health Saving Accounts for Legacy Benefits & Insurance Services. Click here for their website or Click here to go directly to their online enrollment.
Legacy Benefits & Insurance Services has some innovative approaches to offering HSAs for companies and individuals. To learn more, please email customerservice@yourlegacybenefits.com or call us at 916-677-2130.
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